RBA cuts rate to 0.25%
Interest rates are at a record low.
Now’s the time to review your home loan to make sure you’re on a competitive rate.
Chat with our friendly finance broker Carl about how to realise your property dreams sooner, reduce loan repayments rate, or consolidate debt.
Latest home loan interest rates
Award-winning customer service
We’ve helped over 400 local families buy their dream homes, invest in property, and refinance their mortgages.
Saving money on their repayments means more family holidays, home renovations or just simply enjoying more breathing space in their family budget.
And we can help you too.
Our (super friendly) Mortgage Broker Carl is with you from ‘go’ to ‘whoa’.
He’ll look after all tedious, boring paperwork for you and guide you through the entire process.
You’ll never be alone, we’re here to answer all your questions, we’ve got you, we promise.
We’ll start with researching and negotiating a really sharp interest rate on your loan, then help you create a long-term property strategy.
Your loan structure will help you save money, grow wealth and be in the best possible position.
It’s time to stop wondering what could be possible.
Let’s make those big dreams of yours a reality.
We can do this, together.
Our trusted panel of lenders
Meeting with our Finance and Mortgage Broker Carl is like visiting over 27 different banks and lenders all in one friendly, relaxed appointment. Our carefully curated panel of lenders are competing for your business and we’re here to empower you with choice. Our lenders include all of the big banks and 2nd tier lenders such as building societies and non-conforming lenders.
Kind words from happy clients
This was my first home loan and working with numbers is not my strong suit! He was fantastic at answering my silly questions and dealing with my mini freak outs!
He came to me with multiple options of suitable home loans clearly stating any fees, insurances and repayments so there were no unforeseen surprises down the track.
Carl is very approachable, diligent and I had my complete trust in his services.
He was relaxed and friendly, and very honest, and non pushy – something of which I found so surprising and refreshing. That day he sent me a few quotes, and helped me fill out the application.
My partner and I went and test drove a car, and we decided on one and got the purchase order to Carl.
The first lender said no, but Carl was determined not to give up. He had two other options for us. They required a small deposit, which we had, and a week later we had our car AND the quote that came in was even cheaper than the first – WIN!
Carl has checked in at every single step of the way – even when the lenders were taking some time to process the loan, and has been very honest.
His service is absolutely seamless, stress free and he has impeccable customer service.
I cannot recommend him highly enough!
The service you provided was second to none.
I really appreciated you taking the time to assist me with completing paperwork, which was very different from my dealings with other brokers in the past
Book a consultation with our finance expert
In response to the COVID-19 Coronavirus pandemic, we’ve made a few adjustments to how we can meet with you.
The situation is evolving and we’re doing our bit to help flatten the curve.
We’re offering the option of phone or video appointments (via Zoom, Skype or Messenger video chat).
During the current COVID-19 situation we can’t offer our usual mobile service or in office appointments. Our office is located in Carrum Downs and our usual mobile service area is Victoria’s South East, including Frankston, the Bayside area, the Mornington Peninsula and surrounding suburbs.
However, wherever you live in Australia, we can help you using our phone and on-line video conference service.
*Two-year fixed rate of 2.19% p.a. Rate incorporates a Breakfree discount applied to eligible home loans linked to the Breakfree package. ANZ Breakfree discounts and benefits apply only while the customer maintains the package and meets ongoing eligibility criteria. This Comparison Rate is for secured loans of $150,000 over 25 years based on monthly repayments, including minimum Breakfree discount. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fixed home loans aren’t for everyone and early repayment costs may apply if you repay your loan or switch to another one before the end of your fixed term or make early or additional repayments. Once the fixed rate period ends, the loan reverts to a variable rate loan and repayment amounts will change. Annual package fee currently $395 and subject to change. Eligibility criteria and terms and conditions apply, including a minimum total mortgage lending requirement of $150,000. See ANZ Breakfree Terms and Conditions for details. ANZ Breakfree package benefits only apply while you maintain the package and meet ongoing eligibility criteria. Terms and conditions and fees and charges apply to products and services taken out in connection with an ANZ Breakfree package.