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How to buy a hobby farm or rural property

How to buy a hobby farm or rural property

ASK CARL - Video series Lending criteria is a bit different for hobby farms and rural properties, so it's a good idea to speak to your Mortgage Broker (hopefully that's me). If you have any questions or need assistance purchasing a hobby farm or rural property, we're...

VIDEO – Why you need a home loan pre-approval

VIDEO – Why you need a home loan pre-approval

ASK CARL - Video series Why it’s a good idea to get a home loan pre-approval before you go house hunting. In this video, I explain what a home loan pre-approval is and where it fits into the home buying/property purchase process Thanks for watching. If you have any...

Newsflash – Banks Raise Mortgage Interest Rates

Newsflash – Banks Raise Mortgage Interest Rates

Find out whether you’re affected and what you can do about it. You may have noticed in the media recently that some banks have increased interest rates on certain home loan products. The banks with the most highly publicised rate rises are ANZ, Commonwealth Bank, Westpac, Bank of Melbourne and BankWest.
To fix or not to fix (your interest rate)

To fix or not to fix (your interest rate)

Should you fix your interest rate, go with a variable home loan or split your mortgage?... One of the most common questions I’m asked by clients is whether they should fix their interest rate. It’s a question that can cause much confusion and is often a topic of debate as people gather for barbeques and dinner parties.
Bridging Finance & Deposit Bonds

Bridging Finance & Deposit Bonds

How to buy a new property when you haven't sold your current home When selling one property and purchasing another, the funds from the sale may not be available in time to use for the purchase deposit.  There are typically two options in this scenario: a bridging loan...

Budget-friendly school holiday ideas

Budget-friendly school holiday ideas

How to get through school holidays and enjoy them without spending a small fortune. It’s school holidays again, they seem to come around so quickly and as always, we’re faced with the problem of how we’re going to entertain the kids Every. Single. Day. without it being super expensive. So, what can you do during the school holidays to keep your kids entertained?... Here are our best tips and favourite free or low-cost activities.
Teaching kids how to manage money at any age

Teaching kids how to manage money at any age

We all strive as parents to help our kids set healthy habits.  Managing money is a helpful skill they can benefit from for the rest of their lives. Kids who develop good money management skills from an early age are more likely to be ready to face financial challenges...

The Benefits of Working with a Mortgage Broker

The Benefits of Working with a Mortgage Broker

Securing a home loan can be time consuming, confusing and at times frustrating. An experienced Mortgage Broker uses their expertise to remove the overwhelm, save you time and money and make sure that you are placed in the right home loan for your circumstances When I...

How does a Guarantor Loan Work?

How does a Guarantor Loan Work?

A Guarantor Loan helps you get into your own home sooner. In my years of helping families buy their first homes one of the biggest barriers I’ve seen people face is saving the deposit.  They may be earning a good income, but paying rent prevents them from saving. For...

Selfie Mission for Mercy

Selfie Mission for Mercy

We set Violeta Finance’s Founder, Carl a challenge! The challenge was to take as many selfies with as many people as possible in four weeks! Each time Carl took a selfie with someone, Violeta Finance pledged to donate $2 to Mercy Ships. Mercy Ships are floating...

Movember

Movember

Who doesn’t love a well grown Moustache, especially one that makes a difference in 21 countries across the globe? Violeta Finance’s Carl rocks a moustache in November to support Movember! The Movember Foundation is a global charity committed to men living happier,...

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Jo and Carl Violeta

Jo and Carl Violeta

We’re an award-winning husband and wife team. We help busy parents and small businesses achieve their property and finance dreams. Our personalised dedicated service means we’re there through the entire process, we come to you, we understand you and we get you the best possible deal.

Who are we?

We're an award-winning husband and wife team. We help busy parents and small businesses achieve their property and finance dreams. Our personalised dedicated service means we're there for you through the entire process, we come to you, we understand you and we get you the best possible deal.

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