We keep you 'in the know' with the latest tips, trends and information

How to buy a hobby farm or rural property

ASK CARL - Video series Lending criteria is a bit different for these types of properties, so it's a good idea to speak to your Mortgage Broker (hopefully that's me). https://youtu.be/u_enpPyv12c Thanks for watching 🙂 If you have any questions or need assistance...

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VIDEO – Why you need a home loan pre-approval

ASK CARL - Video series Why it’s a good idea to get a home loan pre-approval before you go house hunting. In this video, I explain what a home loan pre-approval is and where it fits into the home buying/property purchase process Thanks for watching. If you have any...

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The home loan / mortgage refinancing process

The benefits of refinancing your home loan can include more saving money on repayments, flexibility, accessing equity and potentially paying your home loan off sooner. Despite these attractive benefits, we’ve noticed that sometimes people can be reluctant to...

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Newsflash – Banks Raise Mortgage Interest Rates

Find out whether you’re affected and what you can do about it.
You may have noticed in the media recently that some banks have increased interest rates on certain home loan products. The banks with the most highly publicised rate rises are ANZ, Commonwealth Bank, Westpac, Bank of Melbourne and BankWest.

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To fix or not to fix (your interest rate)

Should you fix your interest rate, go with a variable home loan or split your mortgage?…

One of the most common questions I’m asked by clients is whether they should fix their interest rate. It’s a question that can cause much confusion and is often a topic of debate as people gather for barbeques and dinner parties.

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Bridging Finance & Deposit Bonds

How to buy a new property when you haven't sold your current home When selling one property and purchasing another, the funds from the sale may not be available in time to use for the purchase deposit.  There are typically two options in this scenario: a bridging loan...

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Budget-friendly school holiday ideas

How to get through school holidays and enjoy them without spending a small fortune.
It’s school holidays again, they seem to come around so quickly and as always, we’re faced with the problem of how we’re going to entertain the kids Every. Single. Day. without it being super expensive.
So, what can you do during the school holidays to keep your kids entertained?…
Here are our best tips and favourite free or low-cost activities.

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The Benefits of Working with a Mortgage Broker

Securing a home loan can be time consuming, confusing and at times frustrating. An experienced Mortgage Broker uses their expertise to remove the overwhelm, save you time and money and make sure that you are placed in the right home loan for your circumstances When I...

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How does a Guarantor Loan Work?

A Guarantor Loan helps you get into your own home sooner. In my years of helping families buy their first homes one of the biggest barriers I’ve seen people face is saving the deposit.  They may be earning a good income, but paying rent prevents them from saving. For...

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