Car Loans

Getting your car loan right can save you thousands of dollars over the life of the loan. Getting it wrong, can cost you a small fortune and may even jeopardise your chance of securing a home loan in the future.

We help you buy your new wheels without being trapped in a high interest loan. We’ll find a car loan that suits you, with an interest rate that’ll leave you with more than enough money to spend on petrol.

Buying a new car is exciting. You spend hours (days even) researching different models and brands. You go for several test drives to find the perfect car for your needs. You might even negotiate the price.

However, when it comes to choosing a car loan, most people just go with the first option on offer. They don’t research the different loans available to make sure they’re getting a good deal. As a result, most people end up stuck paying a high interest rate car loan.

High interest car finance can often lead to you paying off a loan that’s significantly higher than you car’s value. Securing a competitive loan through your trusted finance broker is the savvy way to buy a car.

We compare multiple loans from our selected lenders to find the right finance deal for you. 

Our business is relationship based, not transactional, so we always act in your best interest.

We don’t work for the bank, we don’t work for the car dealership, we work for YOU. 

We make sure your car loan won’t jeopardise your future finance and home loan applications.

The process is easy and simple. We keep you informed throughout the entire process. We’ll liaise with the dealership. We negotiate with the banks and lenders on your behalf, to make sure you secure any discounts and fee waivers that may not be available to individual borrowers.

We can also help you organise a novated lease.

Why choose Violeta Finance to organise a low interest car loan for you

  • We’re one of the most trusted and highly awarded Finance Brokers in the Seaford, Frankston and Mornington Peninsula region
  • Our customers love us, and they love to sing our praises
  • We have access to affordable, competitive car loans
  • You’ll never be alone, we’re here to answer all your questions, we’ve got you, we promise
  • Our strong relationships with banks and lenders mean we are confident customer advocates
  • We’re reliable, approachable, trustworthy and we’ll exhaust every avenue to help you get the best outcome possible

What you get when you choose us as your

car loan finance broker


Choice: Meeting with our (super friendly) Finance Broker, Carl is like visiting multiple banks and lenders all in one friendly, relaxed appointment. 

Convenience: Our office is child, baby and pram friendly, or we can come to you. We also offer an on-line (and contactless) service. So, although our local area is Frankston, the Mornington Peninsula and surrounds, we can help you no matter where you live.

Knowledge: We know EXACTLY what each bank and lender is looking for in a loan application. So, we make your application as attractive as possible and help you put your best foot forward.

Efficiency: We look after all the paperwork for you. We’ll package your application up in a way that makes the lender or bank’s assessment process as easy and efficient as possible.

Savings: Having access to multiple car loan options, means we can compare interest rates to find a competitive car loan for you. Also, sometimes, we have access to special interest rates and fee discounts or waivers.

He was relaxed and friendly, and very honest, and non pushy – something of which I found so surprising and refreshing. That day he sent me a few quotes, and helped me fill out the application.

My partner and I went and test drove a car, and we decided on one and got the purchase order to Carl.

The first lender said no, but Carl was determined not to give up. He had two other options for us. They required a small deposit, which we had, and a week later we had our car AND the quote that came in was even cheaper than the first – WIN!

Carl has checked in at every single step of the way – even when the lenders were taking some time to process the loan, and has been very honest.

His service is absolutely seamless, stress free and he has impeccable customer service.
I cannot recommend him highly enough!vices

Beckii Jones

Car loan client

Book your free home loan consultation today

Simply choose a time that suits you below.

Pop in your contact details and our super friendly Home Loan Expert Carl Violeta will give you a call.

It’s that easy.

Other services

Home Loans

First & Next Home Buyers. We compare 100’s of loans & rates to find the right one for you.

Property Investment

Grow your wealth & property portfolio with our exclusively tailored Investment Loans.

Mortgage Refinancing

Compare your current home loan with others on the market to potentially save $$$.

Business Finance

We organise Business Loans & Debtor Finance to help grow your empire.

Debt Consolidation

Roll existing loans & debts into one easy to manage loan – one loan means only one repayment.

Car Finance

Purchase your new wheels without being trapped in a high-interest loan.

*Two-year fixed rate of 2.19% p.a. Rate incorporates a Breakfree discount applied to eligible home loans linked to the Breakfree package. ANZ Breakfree discounts and benefits apply only while the customer maintains the package and meets ongoing eligibility criteria. This Comparison Rate is for secured loans of $150,000 over 25 years based on monthly repayments, including minimum Breakfree discount. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fixed home loans aren’t for everyone and early repayment costs may apply if you repay your loan or switch to another one before the end of your fixed term or make early or additional repayments. Once the fixed rate period ends, the loan reverts to a variable rate loan and repayment amounts will change. Annual package fee currently $395 and subject to change. Eligibility criteria and terms and conditions apply, including a minimum total mortgage lending requirement of $150,000. See ANZ Breakfree Terms and Conditions for details. ANZ Breakfree package benefits only apply while you maintain the package and meet ongoing eligibility criteria. Terms and conditions and fees and charges apply to products and services taken out in connection with an ANZ Breakfree package.