by Jo | Nov 22, 2023 | Home Loans
We regularly update this live post with the latest RBA cash rate announcement and home loan interest rate news. Be sure to add this page to your favourites so you can stay up-to-date. Information is current as of November 22, 2023. The Reserve Bank of Australia (RBA)...
by Jo | Oct 26, 2022 | Home Loans, News
Australia’s Federal Treasurer Jim Chalmers delivered the Federal Budget on Tuesday, September 25. As part of the budget, Mr Chalmers outlined a five-point plan for cost of living relief: Cheaper child care Expanding Paid Parental Leave Cheaper medicines More...
by Carl Violeta | Mar 26, 2021 | Home Loans, Podcast, Property
Interest rates are super low right now, which is great news for people who have a home loan or are looking to apply for a home loan. A common question is whether you should you fix your interest rate, or go with a variable interest rate? Deciding how to whether or...
by Jo | Mar 5, 2021 | Home Loans, Property
So you want to buy a house? Maybe it’s your first home. Maybe it’s your second. Maybe you’re upgrading. One of the most common things that people wonder about when they’re looking to buy a house, is how much deposit they’ll need. Is it...
by Carl Violeta | Nov 20, 2020 | Home Loans, Podcast, Uncategorized
Episode show notes Welcome to your episode show notes. Here you’ll find: Show overview How to find guests and presenters Guest bio Show overview You may have heard in the news that the Reserve Bank of Australia (RBA) recently cut the official cash rate again....
by Jo | Oct 4, 2020 | Home Loans, Podcast
Is it harder to borrow money for a home loan at the moment? With COVID-19 restrictions and tightened lender criteria, some people are reporting that it may be more tricky to secure a home loan. But is that true, or is it just our perception? In this blog post...
by Jo | Sep 24, 2020 | First Home Buyer, Home Loans, Podcast
After reading this article you’ll understand: What Lenders Mortgage Insurance is The pros and cons of Lenders Mortgage Insurance How to avoid paying Lenders Mortgage Insurance If you can’t avoid paying Lenders Mortgage Insurance, how you can reduce it...
by Jo | Sep 8, 2020 | Home Loans
To fix or not to fix (your interest rate) Should you fix your interest rate, go with a variable rate or split your home loan?… One of the most common questions I’m asked by clients is whether they should fix their interest rate. It’s a question that can...
by Carl Violeta | Apr 8, 2020 | Home Loans
In this post, I share a clear, easy to understand explanation of how to refinance your home loan. I’ve broken the process down into nine manageable steps Most families with a home loan are paying more interest to their bank every month than they need to. How do...
by Jo | Oct 26, 2019 | Home Loans, Podcast
Award-winning Mortgage Broker, Carl Violeta shares the seven most common mistakes people make when they apply for a home loan or mortgage refinance. Learn the big mistakes that could lead to your home loan application being declined or a reduction in how much you...
by Jo | Jul 11, 2019 | Home Loans
The Australian Prudential Regulation Authority (APRA) has announced changes to how banks and lenders assess home loan applications. The changes specifically relate to the way lenders assess how much you can borrow for your home loan. The changes mean more...
by Jo | Jan 18, 2019 | Home Loans, Property Investment
It certainly is a happy new year for property investors. As of January 1, 2019, the Australian Prudential Regulation Authority (APRA) lifted the cap on interest only loans. I’ll explain why they’ve lifted the cap and most importantly why you should care. What...
by Jo | Jan 15, 2019 | Home Loans
ASK CARL – Video series Lending criteria is a bit different for hobby farms and rural properties, so it’s a good idea to speak to your Mortgage Broker (hopefully that’s me). If you have any questions or need assistance purchasing a hobby farm or...
by Jo | Dec 4, 2018 | Home Loans
ASK CARL – Video series Why it’s a good idea to get a home loan pre-approval before you go house hunting. In this video, I explain what a home loan pre-approval is and where it fits into the home buying/property purchase process Thanks for watching. If you have...
by Jo | Oct 30, 2018 | Home Loans, Podcast
Pro home renovation tips with Claudia of The Renovate Avenue We discuss how to get the MOST out of your property with renovation obsessed Claudia Brda of The Renovate Avenue. Claudia helps maximise property value for her clients’ specific reasons whether they want to...
by Jo | Oct 26, 2018 | Home Loans
ASK CARL – Video series When done correctly there are plenty of benefits to refinancing your home loan. However, there are some common traps that many people fall into. In this video, I share what these traps are and how to avoid them. Thanks for watching. If...
by Jo | Oct 26, 2018 | Home Loans
Find out whether you’re affected and what you can do about it You may have noticed in the media recently that some banks have increased interest rates on certain home loan products. The banks with the most highly publicised rate rises are ANZ, Commonwealth Bank,...
by Jo | Oct 16, 2018 | Home Loans
ASK CARL – Video series Check out Carl’s video on the benefits of refinancing your home loan/mortgage. Thanks for watching If you’d like more information, download our FREE Mortgage Refinancing Guide – The ultimate ‘no stress’ guide...
by Jo | Oct 4, 2018 | Home Loans
How to buy a new property when you haven’t sold your current home When selling one property and purchasing another, the funds from the sale may not be available in time to use for the purchase deposit. There are typically two options in this...
by Jo | Sep 22, 2018 | Home Loans, Podcast
Our Community Engagement Manager Jo hosts the Dream Home Movement a popular podcast and radio show on 98.7 RPPFM. The Dream Home Movement airs live every Thursday night on RPPFM. If you miss the live show you can listen to the replay on our top-rating podcast right...
by Jo | Aug 17, 2018 | Home Loans
Securing a home loan can be time consuming, confusing and at times frustrating. An experienced Mortgage Broker uses their expertise to remove the overwhelm, save you time and money and make sure that you are placed in the right home loan for your circumstances When I...
by Jo | Aug 17, 2018 | First Home Buyer, Home Loans
A Guarantor Loan helps you get into your own home sooner. In my years of helping families buy their first homes one of the biggest barriers I’ve seen people face is saving the deposit. They may be earning a good income, but paying rent prevents them from saving. For...
by Jo | Aug 17, 2018 | First Home Buyer, Home Loans
One of the biggest challenges for families looking to buy a home is coming up with the deposit. In fact, the sometimes seemingly impossible task of saving a massive deposit can put people off even attempting to enter the property market or buying their next home. The...
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