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Home Loans

If you’re feeling confused and overwhelmed then you’ve come to the right place! It can be difficult to know just where to start when it’s time to apply for a home loan.

The tedious paper-work, the amount of home loan options available and all the mortgage jargon shouldn’t stand between you and your new property.

This is where we can help.

We’ll guide you to choose a home loan that’s suited to your circumstances, potentially saving you thousands extra in interest on your repayments. And our expertise in each individual bank and lenders’ differing assessment criteria, gives you a greater chance of having your home loan application approved.

Whether you’re a first home buyer or buying your next home, we can help you organise your home loan. We compare hundreds of loans and rates to find the right one for you.

We’ll start by researching and negotiating a sharp interest rate on your loan, then help you create a long-term property strategy.

Save money, grow wealth and be in the best possible position.

Let’s make those big dreams of yours a reality.

We can do this, together.

Why choose Violeta Finance to organise the right home loan for you

We’re one of the most trusted and highly awarded Mortgage Brokers in the Frankston, Bayside and Mornington Peninsula region
Our customers love us, and they love to sing our praises
We’re experts in all types of home loans, including first home buyers, house and land packages, next home buyers, and rural purchases
You’ll never be alone, we’re here to answer all your questions, we’ve got you, we promise
Our strong relationships with banks and lenders mean we’re confident customer advocates
We’re reliable, approachable, trustworthy and we’ll exhaust every avenue to help you get the best outcome possible

Get started with my free consultation

What you get when you choose us as your home loan mortgage broker

Choice:

Meeting with our (super friendly) Mortgage Broker, Carl is like visiting over 40 different banks and lenders all in one friendly, relaxed appointment. We have access banks and lenders that aren’t available to the general public. This means we can compare hundreds of loans for you.

Convenience:

Our office is child, baby and pram friendly. Or we can come to you.

Knowledge:

We know EXACTLY what each bank and lender are looking for in a home loan application. So, we make your application as attractive as possible to help you put your best foot forward.

Efficiency:

We look after all the paperwork for you. We’ll package your application up in a way that makes the lender or bank’s assessment process as easy and efficient as possible.

Savings:

Having access to hundreds of home loans, means we can compare interest rates to find a competitive home loan for you. Also, sometimes, we have access to special interest rates and fee discounts or waivers.

Our trusted panel of
home loan lenders

Meeting with our Mortgage Broker Carl is like visiting over 40 different banks and lenders all in one friendly, relaxed appointment. Our carefully curated panel of lenders are competing for your business and we’re here to empower you with choice. Our lenders include all of the big banks and 2nd tier lenders such as building societies and non-conforming lenders.

Latest home loan interest rates

Starting from

5.68%*

Comparison rate

6.06%*

Kind words from happy clients

This was my first home loan and working with numbers is not my strong suit! He was fantastic at answering my silly questions and dealing with my mini freak outs!

He came to me with multiple options of suitable home loans clearly stating any fees, insurances and repayments so there were no unforeseen surprises down the track.

Carl is very approachable, diligent and I had my complete trust in his services.

Natalie Townsend

First home buyer

He was relaxed and friendly, and very honest, and non pushy – something of which I found so surprising and refreshing. That day he sent me a few quotes, and helped me fill out the application.
My partner and I went and test drove a car, and we decided on one and got the purchase order to Carl.
The first lender said no, but Carl was determined not to give up. He had two other options for us. They required a small deposit, which we had, and a week later we had our car AND the quote that came in was even cheaper than the first – WIN!
Carl has checked in at every single step of the way – even when the lenders were taking some time to process the loan, and has been very honest.
His service is absolutely seamless, stress free and he has impeccable customer service.
I cannot recommend him highly enough!

Beckii Jones

New car owner

The service you provided was second to none.

I really appreciated you taking the time to assist me with completing paperwork, which was very different from my dealings with other brokers in the past

Sam Keats

Small business owner