Personalised Service

We save you time, money & stress. Our Finance Broker works tirelessly to find the right loan solution to suit your needs.

We'll look after all the paperwork for you

We take the stress out of applying for finance.
We are there with you through every step of the process.
Our Finance Broker makes applying for finance fast, easy & simple.
We take customer service very seriously. So much so that Violeta Finance is recognised as a leader in the Mortgage & Finance Industry for excellent customer service!
We look after our clients like they are our family.
We empower you with choice, knowledge & support. Book a free consultation with Carl to get started.

Home Loans

Mortgages and loans for homes, property investment, extensions and renovations. We compare 100’s of loans and rates to find one that suits you.

 

Our role is to make securing home or property finance seamless, whilst finding you the right loan. We look after all the paperwork for you from loan application to settlement. We specialise in Home Loans. We can organise low doc’ Home Loans and Bridging Loans so you can buy while you are still selling your current property.

 

We empower you with choice and knowledge. We keep you informed through every step of the process. Your dedicated Mortgage Broker is on call at any time of every day to answer questions, clarify details or just chat about the loan process.

 

During your initial consultation, we discuss your finance goals and lifestyle and you will receive your Personalised Information Pack. We then research and compare loans from our panel of over 25 lenders to match the right home loan to you. Meeting with Violeta Finance is like visiting multiple banks in a single appointment.

 

We then prepare and present your tailored report with how much you can borrow, how much you can afford to repay and choice of carefully researched recommended lenders.

 

We clearly explain all the loan features, costs and conditions.

 

We negotiate with the lenders on your behalf to ensure that you secure all available discounts and fee waivers that may not be available to individual borrowers.

 

Because knowledge is power, once you are ready to purchase, we can provide you with a free property valuation to support you in negotiating a purchase price and conduct a free check of the vendor’s statement (section 32).

 

We want to make sure you are in the best possible financial position, so we will conduct annual Home Loan Health Checks, to ensure you are still getting the best deal for your changing circumstances.

 

Book your Home Loan Consultation

 

 

Call Us Today

Investment Loans

Let us help you grow your wealth and property portfolio with our exclusively tailored Investments Loans. Finding the right finance solution is critical to successful Property Investment. There is no ‘one size fits all’ investment loan.

Depending on your circumstances and goals an investment loan that allows periods of interest only payments may be ideal, some investors will benefit from a line of credit to allow them to move quickly for others this may be a liability. We offer expert advice and recommendations on the right investment finance solution for you.

Our role is to help make securing investment finance seamless, easy and simple. We look after all the paperwork for you from loan application to settlement.

We empower you with choice and knowledge. We keep you informed through every step of the process.  Your dedicated Finance Broker is on call at any time of everyday to answer questions, clarify details or just chat about the process.

During your initial consultation, we discuss your investment goals and you will receive your Personalised Information Pack.

We then research and compare loans from our panel of over 25 lenders to match the right Investment Loan to you. Meeting with Violeta Finance is like visiting multiple banks in a single appointment.

We clearly explain all the loan features, costs and conditions.

We negotiate with the lenders on your behalf to ensure that you secure all available discounts and fee waivers that may not be available to individual borrowers.

Because knowledge is power, once you are ready to purchase, we can provide you with a free property valuation to support you in negotiating a purchase price and conduct a free check of the vendor’s statement (section 32).

We want to make sure you are in the best possible financial position, so we will conduct annual Investment Loan Health Checks, to ensure you are still getting the best deal for your changing circumstances.

Book your Investment Loan Consultation

Call Us Today

Call Us Today

Mortgage Refinancing

Comparing your current mortgage with others on the market. Potentially saving you tens of thousands of dollars and slashing years off your Mortgage. Because who wants to spend all their hard-earned cash on their Home Loan? …

We want to make sure you are in the best possible financial position, by conducting a Home Loan Health Check we can ensure you are still getting the best deal for your changing circumstances. Imagine what you could do with several hundred extra dollars each month?

During your initial consultation, we discuss your finance goals and lifestyle and give you a Personalised Information Pack.

We then research and compare loans from our panel of over 25 lenders to match the right home loan to you. Meeting with Violeta Finance is like visiting multiple banks in a single appointment.

We prepare and present your tailored report with a short list of carefully researched recommended loan products that provide a better deal than your current Home Loan. We detail the savings and clearly explain all the loan features, costs and conditions.

We negotiate with the lenders on your behalf to ensure that you secure all available discounts and fee waivers that may not be available to individual borrowers.

Our Mortgage Refinance clients are absolutely thrilled with the savings they have been able to achieve on their Mortgages, allowing them to go holidays, purchase investment properties, save for the future or even just allowing some breathing space in a tight family budget.

After completing your Mortgage Refinance, we conduct annual Home Loan Health Checks, to ensure you are still getting the best deal for your changing circumstances.

Book Your Mortgage Refinancing Consultation

Call Us Today

Call Us Today

Business Finance

You’ve got the passion and the talent, now you just need the cash flow. We can help you secure the right Business Finance solution to help your empire grow. We can organise Business Loans and Debtor Finance.

Being a small business ourselves we are passionate about supporting other local businesses to grow. We can offer cheaper forms of Business Financing solutions, than more traditional Business Loans that have significant interest rates.

We offer finance for business development and expansion, lump sum loans, consolidation of business debt and debtor finance solutions. Our role is to make securing business finance seamless, easy and simple. We look after all the paperwork for you from application to settlement.

We empower you with choice and knowledge. We keep you informed through every step of the process. Your dedicated Broker is on call at any time of every day to answer questions, clarify details or just chat about the process.

During your initial consultation, you will receive your Personalised Information Pack, and we discuss your business finance goals. We then research and compare finance solutions.
We prepare and present your tailored report with choice of our carefully researched recommended Business Finance Solutions. We clearly explain all the features, costs and conditions.

Book Your Business Finance Consultation

Call Us Today

Debt Consolidation

Helping you regain control, simplify and save time and potentially money. Rolling existing loans and debts into one loan – one loan means only one repayment.

By consolidating or refinancing your existing debts and loans, we can often secure a lower interest rate, reducing the amount of money you owe in total, reducing the amount of your monthly repayments and potentially reducing the time it will take to repay it.

Paying all debts and loans in one repayment alleviates stress and confusion. We help you simplify the process.

During your debt consolidation consultation, we discuss your financial goals and current circumstances. We then compare debt consolidation and debt refinancing solutions from our panel of over 25 lenders and select the right solutions to match your unique situation.

Our Mortgage and Finance Broker will take care of all the paperwork for you from application through to settlement and is available on-call to answer any questions that you may have or to discuss the process.

Book Your Debt Consolidation Consultation

Call Us Today

Car Finance

Helping you purchase your new wheels without being trapped in a high interest loan. We find a car loan that suits you, with a rate that will leave you with more than enough money to spend on petrol.

Buying a new car is exciting, it’s a buzz, however organising high interest finance at the dealership can be a buzz kill. High interest Car Finance can often lead to paying off a loan that is significantly higher than your car’s value. Securing a competitive loan through your trusted Mortgage Broker is the savvy way to purchase.

We compare multiple loans from our selected lenders to find the right finance deal for you. Our business is relationship based, not transactional, so we have your best interests at heart.
We don’t work for the lenders, we don’t work for the car dealership, we work for YOU.

We make sure that your Car Finance will not jeopardise your future finance or Home Loan applications. The process is easy and simple, we keep you informed throughout the entire process and can liaise with the dealership.

We negotiate with the lenders on your behalf to ensure that you secure all available discounts and fee waivers that may not be available to individual borrowers.

We can also organise Novated Lease options!

Book Your Car Finance Consultation

Call Us Today

First Home Buyers

Helping you secure your First Home Loan. We do all the scary stuff for you – researching loans, taking care of the paperwork and explaining the process.

We love helping First Home Buyers purchase their first property.

Your dedicated Mortgage Broker is on call at any time of every day to answer questions, clarify details or just chat about the loan process. We look after all the paperwork for you from loan application to settlement, we even help with the First Homeowner’s Grant Application.

During your initial consultation, we discuss your finance goals and lifestyle and give you your First Home Buyers Information Pack.

We then research and compare loans from our panel of over 25 lenders to match the right home loan to you.

We prepare and present your personalised report detailing how much you can borrow, how much you can afford to repay and choice of carefully researched recommended lenders.

We negotiate with the lenders on your behalf to ensure that you secure all available discounts and fee waivers that may not be available to individual borrowers.

Because knowledge is power, once you are ready to find your dream home, we can provide you with a free property valuation to support you in negotiating a purchase price and conduct a check of the Vendors Statement (section 32).

We want to make sure you are in the best possible financial position, so we will conduct an annual Home Loan Health Check, to ensure you are still getting the right deal for your changing circumstances.

Book your Home Loan Consultation

Call Us Today

Home Loan Coaching

Thinking of purchasing a property in the future, but concerned that you may not be ready to apply for a home loan?  We coach and work with you to become ‘Home Loan Ready’.

You would love to achieve the Australian Dream of owning your own home and maybe even build a property investment portfolio.  Perhaps that dream is a few years away, you are not feeling ready or your current financial situation may not allow you to be approved for a home loan.

Our complimentary Home Loan Coaching helps you become ‘Home Loan Ready’.  We provide you with all the information you need and support you to put your best foot forward when you apply for a Home Loan.

During your initial Home Loan Coaching Consultation, we discuss your finance goals and lifestyle.  We then create and present your personalised report and suggested action plan detailing how much you can borrow, how much you can afford to repay, deposit if any that needs to be saved, savings milestones and referral suggestions e.g. accountant, budget planner, home buyers advocate.

We set milestones to check in with you and are available to support you through every step of the journey. We help you achieve the dream of making that exciting purchase!

Book Your Home Loan Coaching Consultation

Call Us Today

WE CARE – Our Customer Service Principles

We designed our exclusive WE CARE customer service principles with our clients, our values, and our commitment to consistently delivering the gold standard in customer service, in mind.

W – We are with you. We support you through every step of the finance application process. Your personal finance broker is on call 24/7, to answer any questions that you may have.

E – Excellence. We are recognised as award winning industry leaders for excellence in ethical practice, customer service, innovation, and professionalism. Our business is built upon Industry Best Practice.

C- Community focused. We are committed to serving our local and global community. We are a business with heart, because it’s cool to be kind.

A – Advocacy. We’ve got your back. We work tirelessly to achieve the best for you. We negotiate with lenders on your behalf. We are committed to helping you achieve your finance dreams.

R – Relationship focused. We build relationships with clients, rather than viewing them as transactions. We look after our clients like they are our family. Our service is flexible, and family friendly to ensure our client’s convenience.

E – Education. We work to help improve financial literacy in our community.

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