Small business finance

Whether you want to apply for a small business cash flow loan, debtor finance, asset finance or a commercial property loan we can help you.

It can be difficult to know just where to start when it’s time to apply for small business finance.

Our expertise in each individual bank and lenders’ differing lending criteria, will ensure you choose a small business finance solution that meets your needs and is suited to your circumstances.

We’ll guide you through the entire application process.

We make securing small business finance faster and easier.

Let’s make those big dreams of yours a reality.

We can do this, together.

Our small business finance options

Do you want to take that beautiful business of yours to the next level? You’ll need cash flow and resources to make it happen. This is where small business finance and SME lending could help.

Let’s take a look at a few of the options:

Small business cash flow loan

Picture this, you’ve been offered a game-changing opportunity for your business. But you’re scared you’ll have to turn it down because you don’t have the resources needed.

Cash flow lending is a solution to this problem.

Our client won a contract to stock her products with a large retail chain, However, she needed to upgrade her equipment quickly. We helped her secure a short-term business loan within days to buy the equipment she needed.

Under the right circumstances, this kind of loan could be exactly what you need to take your business to the next level.

Book a chat with our friendly small business finance broker to explore whether this option is right for you.

Debtor finance

Do you have unpaid client invoices that are tying up your business’ cash flow?

Debtor finance also known as Invoice finance allows businesses to raise capital from invoice they generate for their customers to pay.

For example, you need the money from a customer invoice quickly (two -three days) rather than waiting 60 days or whatever your payment terms are.

Book a chat with our friendly small business finance broker to explore whether this option is right for you.

Commercial property finance

How amazing would it feel to own your very own office space, retail shop or factory?

If you’re thinking of buying a commercial property we can help you choose the right loan structure, navigate the regulations, complete the onerous paperwork and secure your commercial property loan.

Check out our commercial finance page to learn more.

Asset finance

Businesses use asset finance to get the assets and equipment they need to grow.

Asset finance can be used to fund any asset from computers to vehicles and everything in between.

The most common types of asset finance are hire purchase and leasing.

Book a chat with our friendly small business finance broker to explore your asset finance options.

Why choose Violeta Finance to organise your small business finance

  • We’re one of the most trusted and highly awarded Finance Brokers in the Seaford, Frankston and Mornington Peninsula region
  • Our customers love us, and they love to sing our praises
  • We’re experts in small business finance, and we’ve helped lots of local businesses secure the small business finance solution they need to grow
  • You’ll never be alone, we’re here to answer all your questions, we’ve got you, we promise
  • Our strong relationships with banks and lenders mean we are confident customer advocates
  • We’re reliable, approachable, trustworthy and we’ll exhaust every avenue to help you get the best outcome possible

What you get when you choose us as your

small business finance broker

Choice: Meeting with our (super friendly) Finance Broker, Carl is like visiting multiple banks and lenders all in one friendly, relaxed appointment. We have access banks and lenders that aren’t available to the general public. 

Convenience: Our office is child, baby and pram friendly, or we can come to you. Virtual video appointments are also available (we’re very flexible).

Knowledge: We know EXACTLY what each bank and lender is looking for in a small business finance application. So, we make your application as attractive as possible and help you put your best foot forward.

Efficiency: We look after all the paperwork for you. We’ll package your application up in a way that makes the lender or bank’s assessment process as easy and efficient as possible.

Savings: Having access to multiple banks and lenders, means we can compare interest rates to find a competitive small business finance for you. Also, sometimes, we have access to special interest rates and fee discounts or waivers.

Our trusted panel of

home loan lenders

Meeting with our Mortgage Broker Carl is like visiting over 27 different banks and lenders all in one friendly, relaxed appointment. 

Our carefully curated panel of lenders are competing for your business and we’re here to empower you with choice

Our lenders include all of the big banks and 2nd tier lenders such as building societies and non-conforming lenders.

Book your free small business finance

consultation today

Simply choose a time that suits you below.

Pop in your contact details and our super friendly Finance Broker Carl Violeta will give you a call.

It’s that easy.

Book a consultation with our Small Business Finance Expert

In response to the COVID-19 Coronavirus pandemic, we’ve made a few adjustments to how we can meet with you.

The situation is evolving and we’re doing our bit to help flatten the curve.

We’re offering the option of phone or video appointments (via Zoom, Skype or Messenger video chat).

During the current COVID-19 situation we can’t offer our usual mobile service or in office appointments. Our office is located in Carrum Downs and our usual mobile service area is Victoria’s South East, including Frankston, the Bayside area, the Mornington Peninsula and surrounding suburbs.

However, wherever you live in Australia, we can help you using our phone and on-line video conference service.

Other services

Home Loans

First & Next Home Buyers. We compare 100’s of loans and rates to find the right one for you.

Property Investment Finance

Grow your wealth & property portfolio with our exclusively tailored Investment Loans.

Mortgage Refinance

Compare your current home loan with others on the market to potentially save $$$.

Commercial Finance

We’ll help you secure the right commercial property loan to meet your needs.

Small Business Finance

Cash flow loans, debtor finance and asset finance to help you grow your empire.

Car Finance

Purchase your new wheels without being trapped in a high-interest loan.